Guide · 11 min read

What Is PII? Examples, Types, and How to Keep It Out of AI Tools

The short answer to "what is PII": personally identifiable information (PII) is any detail that can point to a specific person. It can do that in 2 ways: on its own, like a Social Security number, or combined with other data, like a ZIP code plus a date of birth.

Spotting PII matters most before you paste into AI chats.

This guide covers examples, sensitive PII, AI chat apps and how to protect PII.

Quick answer

  • PII is any detail that can identify a specific person, alone or combined (NIST).
  • ZIP code, gender and birth date together likely made 87% of Americans unique in a 2000 study.
  • Use placeholders before you paste. Asking the AI to remove details means they were already sent.

What Is Personally Identifiable Information (PII)?

NIST defines personally identifiable information as information that can be used to "distinguish or trace an individual's identity". It counts in 2 ways: alone, like a name or biometric record, or combined with other details that are linked or linkable to a specific person, like a date and place of birth.

"Linked" means already tied to a person; "linkable" means someone could tie it using an outside source.

PII vs Personal Data Under GDPR

The General Data Protection Regulation (GDPR, the EU privacy law) uses a wider idea, personal data: any information about an identified or identifiable person, including location data and online identifiers (GDPR Article 4).

PII vs PHI

Protected health information (PHI) is narrower than PII. Under the Health Insurance Portability and Accountability Act (HIPAA), it is individually identifiable health information held or sent by a covered entity or its business associate: a health plan, clearinghouse, or provider who sends health data in electronic standard transactions.

TermDefined byCovers
Personally identifiable informationNIST (US)Any detail that can trace a person
Personal dataGDPR (EU)Anything about an identifiable person
Sensitive personal informationCalifornia Consumer Privacy Act (CCPA)A named list, such as government IDs
PHIHIPAA (US)Identifiable health information that HIPAA covered entities hold or send

What Are Examples of PII?

Three groups of PII: direct, indirect and sensitive details
Three groups of PII: direct, indirect and sensitive details

Examples of PII fall into 3 groups: direct identifiers like a full name, indirect identifiers that work when combined like a ZIP code, and sensitive details like bank account numbers or biometrics. NIST SP 800-122 lists these examples of information that may be considered PII.

Direct identifiers:

Devices and property:

Indirect details, linked or linkable to the above:

Safer Swaps for Common PII

PII exampleHow it identifiesSafer swap
Name, personal email, phone numberAlone[NAME_1], [EMAIL_1], [PHONE_1]
Social Security, passport, driver's license or financial account number, fingerprint, face scanAlone, sensitiveDelete it
ZIP code, date of birth, job title, employerCombinedRegion, age range, plain role
Doctor's noteCombined, sensitive"a medical absence"

Sensitive vs Non-Sensitive PII

The DHS handbook calls personal details sensitive when their loss could cause substantial harm, embarrassment, inconvenience or unfairness.

What Is Not Considered PII

A date of birth, a business phone number or employment information on its own usually isn't PII, according to the University of Pittsburgh's guide. Each one can become PII once linked to a name or other identifier.

NIST lists date of birth as linked or linkable information, so treat it as PII once it sits next to a name or other details.

How Can Indirect Details Identify a Person?

Bars showing how a few indirect details can single out a person
Bars showing how a few indirect details can single out a person

Indirect details can identify a person: a 2000 study by Latanya Sweeney found that 87% of Americans (216 million of 248 million) were likely unique on 3 facts, their 5-digit ZIP code, gender and date of birth, using 1990 census data (Sweeney).

According to a 2019 study in Nature Communications by Luc Rocher and colleagues, 99.98% of Americans would be correctly re-identified in any dataset using 15 demographic attributes (basic personal facts), a model estimate tested on 210 populations (Nature).

What Happens to PII in ChatGPT, Claude or Gemini?

How long Gemini and Claude keep chats, from 72 hours to 5 years
How long Gemini and Claude keep chats, from 72 hours to 5 years

ChatGPT, Claude and Gemini carry 3 risks for pasted PII: training, human review and storage, per official pages checked on 3 November 2026.

AppTrains on chatsPrivate mode
ChatGPTFree, Plus and Pro, unless "Improve the model for everyone" is off (OpenAI)Temporary Chat: not used for training
ClaudeIf allowed, or if flagged for safety review (Anthropic)Incognito: no training
GeminiYes, with Keep Activity onKeep Activity off: kept 72 hours

OpenAI's help pages on how long chats are kept could not be checked for this guide.

At work, a 2026 Cyberhaven report found 39.7% of AI interactions involve sensitive data (Cyberhaven).

A 2025 IBM report found that high shadow AI (unapproved AI tools) added USD 670,000 to the average data breach cost (IBM). For work accounts, see ChatGPT Business data privacy.

Is Redacted or Shared Text Still PII?

Four dated cases where AI chats became public
Four dated cases where AI chats became public

Redacted text is still PII when someone can put the names back: under GDPR Recital 26, data with names swapped for codes stays personal data while a key exists. HIPAA's Safe Harbor rule lists 18 kinds of identifiers to remove before health data counts as de-identified (no longer tied to a person).

Redaction blacks a detail out, pseudonymization swaps it for a code, and anonymization leaves no way back.

GDPR fines go up to EUR 20 million or 4% of worldwide annual turnover (yearly revenue), whichever is higher (GDPR Article 83(5)).

Shared Chat Links Can Become Public

A share link is a public web page, so never share chats holding personal details.

What to Do After a PII Leak

If your PII leaks, use IdentityTheft.gov to report identity theft and get a step-by-step recovery plan to help you limit the damage and fix your credit.

How Do You Protect PII by Hand or With Elephas?

A note before and after swapping personal details for placeholders
A note before and after swapping personal details for placeholders

The quickest way to protect PII before you paste takes 5 steps: keep only what the AI needs, swap names for placeholders, blur combinations, turn training off and redact first.

Protect PII in 5 Steps

Our private AI research guide has more detail.

Before and After With Placeholders

A made-up note: the task survives, and you restore details afterwards.

Our free anonymize text tool finds names, emails, phone numbers, addresses and ID numbers and swaps them for placeholders. It runs in your browser and is free with no sign-up. It can miss some details, so read the masked text before pasting.

Doing It Automatically

The AI model sees the name, email and phone as placeholders
The AI model sees the name, email and phone as placeholders

Elephas is a private AI app for your documents that answers questions from your own files and hides personal details on your computer before a question leaves it. The free tool masks one paste at a time. The app covers questions about your files.

Names, email addresses and phone numbers are swapped out before your question reaches the cloud model, then put back in the answer. Under every answer you can see what was hidden. Detection runs on your computer. The site says plainly: "This is detection, not a guarantee."

Your question and the selected passages go to the cloud model with those details hidden. Your documents stay on your computer. The app runs on Mac (macOS 14 or later, Apple Silicon) and Windows 10 or 11, 64-bit. Plans start at $19 a month, with a 7-day free trial and no card.

FAQ: Quick Answers About PII

Most questions come down to 1 test: whether a detail, alone or combined, points to a specific person.

What are three examples of PII?

A full name, a Social Security number and a personal email address are three common examples, since each one points to a specific person on its own. A ZIP code or date of birth counts too once it's combined with other details.

Is your SSN considered PII?

Yes. A Social Security number (SSN) identifies you on its own, and the DHS handbook lists it as sensitive without any other detail. The Department of Labor warns that losing such data can lead to identity theft, so never paste an SSN into a chatbot.

Is an email address PII?

Usually, yes. A personal email address points to one person, and California's CCPA summary names email address as personal information. The University of Pittsburgh guide says a business email alone doesn't count, yet it can identify someone once linked to a name.

Is an IP address PII?

Often, yes. An IP address (the number that marks a device online) counts when tied to a specific person, as the University of Pittsburgh guide notes, and the GDPR names online identifiers as personal data. Leave customer IP addresses out of prompts.

Is income PII?

On its own, usually not. The University of Pittsburgh guide lists financial information among details that don't identify someone alone, since many people could share them. Once linked to a name, it can identify a specific person, so round the figure or drop the name.

Selvam Sivakumar
Written by

Selvam Sivakumar

Founder, Elephas.app

Selvam Sivakumar is the founder of Elephas and an expert in AI, Mac apps, and productivity tools. He writes about practical ways professionals can use AI to work smarter while keeping their data private.

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